Tennessee

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Soddy-Daisy, Tennessee CD Rates – 18-Month

You are viewing rates from banks across Soddy-Daisy





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Soddy-Daisy, Tennessee . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Soddy-Daisy, TN - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.55%

$10,000

19.76

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0.50%

$10,000

10.98

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0.45%

$10,000

16.93

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| Jan 30, 2020

Rate no longer available Read More

0.35%

$10,000

16.38

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0.35%

$10,000

15.86

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| Dec 18, 2023

They will not cash savings bonds for non-account holders Read More

| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

0.30%

$10,000

19.22

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Aug 5, 2019

Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Aug 5, 2019

Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More

0.10%

$10,000

16.51

Learn More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Soddy-Daisy, TN - August 2, 2025


Branch Street City State
Tower Community Bank
Whitwell Branch
13165 Highway 28 Whitwell TN
Millennium Bank
Hixson Pike Branch
4712 Hixson Pike Hixson TN
Andrew Johnson Bank
Andrew Johnson Bank Lpo Branch
217 Broad Street, Nw Cleveland TN
First Citizens National Bank
Georgetown Branch
3795 Georgetown Road Cleveland TN
FirstBank
Manufacturer's Road Branch
319 Manufacturer's Road Chattanooga TN
Bank of Cleveland
25th Street Branch
1400 25th Street, N.W. Cleveland TN
Builtwell Bank
Whitwell Branch
13108 Highway 28 Whitwell TN
Pinnacle Bank
Pinnacle Bank Branch
801 Broad Street Chattanooga TN
Citizens Tri-County Bank
Whitwell Branch
14087 Highway 28 North Whitwell TN
SouthEast Bank
Southeast Bank & Trust, Loan/Deposit Production Office Branch
9203 Lee Highway, Suite 4 Ooltewah TN
SouthEast Bank
Southeast Bank & Trust, Loan/Deposit Production Office Branch
9203 Lee Highway, Suite 4 Ooltewah TN
Mountain Valley Bank
Dunlap Branch
Highway 28 South At Cordell Lane Dunlap TN
Regions Bank
Regions Bank Branch
3303 Cummings Highway Chattanooga TN
Bank of America, National Association
South Broad Branch
3620 Tennessee Avenue Chattanooga TN
First-Citizens Bank & Trust Company
Chattanooga Main Branch
1611 Gunbarrel Road Chattanooga TN
Regions Bank
Regions Bank Branch
3303 Cummings Highway Chattanooga TN


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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